What if I'm
Self employed?
Being self employed in most cases is not a problem.
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What
if I have a trade in?
Trade ins are welcome - running or not. If you owe money or have clear
title we can help.
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What
if I have a reposession?
Many of our customers have had repossesions in the past Our Busines Is
Helping You, The Customer Re-Establish Credit
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What
if I have a bankruptcy?
Whether it’s a discharged chapter 7 or an active chapter 13, we
have many lenders that specifically specialize in auto loans for people
who have this specific need.
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What
if I don’t have money to put down?
We have Many Programs that either allow you to put Zero Money Down, or
when down payment is required, allows you to defer all or part of it.
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What
is my interest rate?
Interest rate is determined by the lender. In short, the greater the risk
they feel exists the more interest rate they will apply. However, in Most
States the law protects the consumer with a maximum interest rate of 17.95%
on all 2001 and newer vehicles.
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What
if I have a new job?
This is mostly a myth. Everbody changes jobs. What they are looking for
is your ability to repay the loan.
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What
if I'm Disabled or on Social Security?
Being on disability does not hinder your ability to obtain financing.
As far as Social Security goes, Who could argue that you have a pretty
secure income
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How much
income must I have?
The usual minimum income required is about 1200 per mo. But varies from
lender to lender.
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Do
you report to the major credit reporting agencies?
All of our loans are 100% bank financed and payment history is reported
monthly. Some places will tell you they do. Not disclosing that only after
the loan has fully been repaid.
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What
if I'm a first time buyer?
We have many programs for first time buyers.
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What
if I'm upside down in my trade?
In most cases we can get a little extra help from the bank to overcome
negative equity.
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How
much will my monthly payment be?
This is determined by several factors. Amount of purchase, interest rate,
term and down payment.To Help we have added a payment calculator located
in the Section marked Inventory
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